Flexible Financing for Unique Situations
Non-QM (Non-Qualified Mortgage) Loans cater to borrowers who may not fit the mold of conventional loan requirements. Whether you’re self-employed, have irregular income, or need more flexible underwriting, Non-QM loans provide the options you need.
Why Choose a Non-QM Loan?
- Flexible income verification Ideal for self-employed or investors
- No strict debt-to-income ratio limits
- Available for various property types
What You'll Need:
- Alternative income documentation (bank statements, 1099s)
- Credit score (varies by lender)
- Down payment (typically 10-30% of the home’s value)
- Debt-to-income ratio (varies by lender)
- Asset statements
