Refinance Your Mortgage for Better Terms
Refinancing is the perfect solution for homeowners who want to lower their interest rate, reduce monthly payments, or access the equity in their home. By replacing your existing mortgage with a new one, you can achieve better financial flexibility.
Why Refinance?
- Potential to lower your interest rate
- Reduce monthly mortgage payments
- Cash out your home’s equity for other financial needs
- Switch from an adjustable-rate to a fixed-rate mortgage
What You'll Need:
- Current mortgage statement
- Proof of income (W-2s, tax returns, pay stubs)
- Credit score (typically 620 or higher)
- Property appraisal Debt-to-income ratio below 43%
- Employment history (usually 2 years)
